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11 assisted living facilities in St. Cloud, Florida

Osceola County, from the Florida AHCA licence roll.

licensed ALFs
11
on the Medicaid waiver list
1
report memory care
1
beds
306

Which St. Cloud ALFs accept Medicaid

1 of the 11 licensed ALFs in St. Cloud is on AHCA's Medicaid assisted living waiver list. Another 6 tell the state they accept some form of Medicaid.

What assisted living costs in St. Cloud

There's no published figure for St. Cloud alone. The CareScout Cost of Care Survey 2025 puts the Florida median at $5,610 a month for a private one-bedroom unit in assisted living, against $6,200 for the US. A shared nursing home room runs $10,342 a month in Florida.

Read the cost of assisted living in Florida for what a fee covers.

Who qualifies for assisted living in Florida

A Florida ALF may take adults who need help with daily tasks such as bathing, dressing or medication, but who don't need 24-hour nursing care. Before a move in, a doctor or nurse completes a health assessment on AHCA form 1823.

To have Medicaid pay for the care, your parent must be 65 or older, or 18 or older with a disability, qualify for Medicaid and need a nursing facility level of care. AHCA sets out these rules.

All 11 licensed ALFs in St. Cloud

Largest first. Each row shows the beds, the deficiencies AHCA cited and the facility's own phone.

  1. The Addison of Narcoossee2910 N Narcoossee Rd, St. Cloud 3477193 beds · 22 deficiencies, 4 Class I or II In reviewLNSMemory care
  2. Bishop Grady Villas401 Bishop Grady Ct, St. Cloud 3476948 beds · 5 deficiencies, 2 Class I or II
  3. The Club at St. Cloud3791 Old Canoe Creek Rd, St. Cloud 3476945 beds · 24 deficiencies, 1 Class I or II
  4. Homestead Retirement Home1117 Massachusetts Avenue, St. Cloud 3476935 beds · 20 deficiencies, 5 Class I or II In reviewLMH
  5. Royal Gardens of St Cloud, LLC4511 Neptune Road, St. Cloud 3476933 beds · no cited deficiencies
  6. Elite Garden, LLC4319 Neptune Rd, St. Cloud 3476916 beds · 18 deficiencies
  7. Silver Creek Assisted Living St Cloud2910 Old Canoe Creek Road, St. Cloud 3477212 beds · 26 deficiencies, 5 Class I or II
  8. Bay Lake Ranch Assisted Living LLC2005 Running Horse Trl, St. Cloud 347716 beds · no cited deficiencies
  9. Lake Hendon Estate Assisted Living5311 Carson St, St. Cloud 347716 beds · 4 deficiencies
  10. Provident House4170 Mutter Road, St. Cloud 347696 beds · 6 deficiencies Medicaid waiver
  11. Violas Place LLC5132 Fiddlewood Wy, St. Cloud 347716 beds · 2 deficiencies

St. Cloud ALFs with the fewest serious citations

These licensed ALFs have the fewest Class I and II citations on the AHCA comparison record. Fewer citations is a starting point, not a guarantee, so visit and read the inspection reports.

Who licenses ALFs in Florida and how to complain

The Agency for Health Care Administration (AHCA) licenses and inspects every ALF in Florida. Each facility page here links its own AHCA record, with the inspection findings behind the counts.

To report a problem, contact AHCA. Our guide to Florida assisted living regulations explains the rules a home must follow.

Questions families ask about St. Cloud

What is the average cost of assisted living in St. Cloud, FL?

No city median is published. The Florida figure is $5,610 a month.

Will Medicare pay for assisted living in Florida?

No. Medicare doesn't pay for rent or personal care in an ALF. See what it does cover.

What qualifies a person for assisted living in Florida?

Needing help with daily tasks, without needing round-the-clock nursing.

How many assisted living facilities are in St. Cloud, FL?

11 licensed ALFs with 306 beds in total.

Which assisted living facilities in St. Cloud are considered the best?

We don't rank them. On the state record, Royal Gardens of St Cloud, LLC, Bay Lake Ranch Assisted Living LLC and Violas Place LLC have the fewest serious citations.

From the state record: Florida AHCA FloridaHealthFinder.